The Medical Benefits of a good travel medical insurance policy are probably the main reason in-the-know travelers buy it. Your travel medical insurance policy??will have hospital room and board, intensive care, extensive medical expenses, outpatient medical, local ambulance, prescription drugs, emergency room accident and more. It will have all of the elements of the health insurance you have at home plus many benefits designed specifically for travelers.
The hospital room and board benefit should pay up to the policy maximum for the average semi-private room rate.
Your Intensive Care will be paid up to the policy maximum.
Your Medical Expenses will also be paid up to the policy maximum.
Outpatient Medical expenses will also be paid up to the policy maximum.
If you use a Local Ambulance it will be paid up to the policy maximum.
Your Prescription drugs will be paid????up to the policy maximum.
If you go to the Emergency Room due to an accident it will be paid????up to the policy maximum.
If you go to the Emergency Room (not due to an accident) and are admitted as an in-patient it will be paid????up to the policy maximum.??If, however, you go to the Emergency Room and are not admitted as an in-patient then there will be a $250 deductible and the remainder will be paid????up to the policy maximum.
There is a Dental benefit which will pay????up to the policy maximum for emergency dental treatment when there is an injury due to an accident, it will also pay up to $100 for necessary treatment when there is Sudden Dental Pain.
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