Seven Reasons To Have Supplemental Insurance.??????
?? What if you had a serious illness or injury and had to go into the hospital, do you have a good major medical insurance plan in place to take care of the medical bills or do you know if you have any gaps in the plan in case you have to be in the hospital or under a doctor's care for a long period of time.
?????????? No matter how good is your insurance plan may be you still need to have something in place if you can't go back to work for a while. Do you know your major medical?? (health) insurance only pay 32% of the total bill, the other 68% is what we call the out of the pocket expense.
?????????? You know most health insurance companies will not pay any of your medical bills until you pay the deductibles and co-payments first, if you are going to be in the hospital for a while (more than 30 days) your employer probably pay you disability and that won't be anywhere from 50% to 75% of you salary for a short while, the way the economy is now days every penny is accounted for. Chances are you will have to use your savings or what other reserves you have stored for a rainy day.
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