Your vacation is coming up; it's all so exciting you can hardly sit still. Passports found and checked, flights booked and confirmed, hotels selected and reservations made, clothes chosen and packed, travelers cheques purchased, arrangements made for friends to feed the dog and check your house.
Is there anything you have forgotten? What about Travel Insurance? Oh sure, Travel Insurance, that's dull stuff, do you really need that? You've never lost a bag and you have a good feeling about things, there is no need for Travel Insurance.
WRONG! There is a very definite need for Travel Insurance and the need is much greater for Canadians than for many other people and yet many travelers are very casual about obtaining it.
Travel Insurance covers many eventualities. If your flight is cancelled and you are stranded or if your bag is missing and you are in a strange place without even a toothbrush, the insurance will help to defray your expenses.
These, however, are not the most important or expensive eventualities that are covered. The most important is Health Care Insurance for while you are out of the country. British travelers are more casual about purchasing this type of insurance than are Americans or Europeans. The NHS, with all its faults, is always there for you and many people rarely think about private Health Insurance. This is spite of the fact that your NHS coverage is of no help when you are out of the country.
The concept of the ‘uninsured patient" is not part of the British, Canadian, Australian or New Zealand experience. Neither is the phenomenon of patients being turned away from hospitals as they have no insurance or cannot document their coverage. But if you are taken ill or injured in a foreign country and you do not have travel insurance you are an uninsured patient and may have trouble getting care.
Robert Jackson was looking forward to his visit to South East Asia. He spent several months planning his trip. Reading the history of the countries that he would visit and creating a demanding schedule for himself. He was planning to travel to the less visited areas in Northern Thailand and visit as many of the holy sites as he could cram into his
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