This First-Class travel medical insurance plan comes in both Patriot Platinum International and??Patriot Platinum??America. Both provide the discerning traveler offer a complete package of international benefits available 24 hours a day. These 2 plans are available from 10 days to 3 years. Besides the range of deductibles??(0 to $25,000)??and policy maximums??($1,000,000, $5,000,000 and $8,000,000)??you also have access to IMG's Global Concierge ??and Assistance Services. Family deductible is 3 times the individual deductible.
In addition to the services listed above there is this: Coinsurance in PPO Network pays 100%, outside PPO Network pays 90% up to $5,000 then 100% up to maximum limit, Benefit period 12 months, and eDocAmerica gives you access to medical professionals to assist with any routine health related questions.
Let's look at the Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders.
Schedule of Benefits:
- The following are covered Up to the Maximum Limit:??Hospital Room and Board, Medical Expenses, Out-patient Medical Expenses, Local Ambulance, Intensive Care, Emergency Room Accident,??Emergency Room Illness with In-patient Admission, Prescription Drugs, Dental - Due to Accident.
- Emergency Room Illness without In-patient Admission - Up to Maximum Limit with additional $250 deductible, Dental - Sudden Pain - up to $250, Indemnity??- up to $250 per night, Supplement Accident - up to $300.
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