There are two Patriot travel medical insurance plans available. Patriot International is for U.S. Citizens traveling outside the U.S. with coverage for brief returns to the U.S. The other plan is Patriot America, this is for non-U.S. Citizens traveling outside their home countries. The period of coverage for both plans can be from 10 days up to 2 years. Both plans offer great benefits and services which should meet your international needs.??Benefits include a range of deductibles (0 to $2,500) and plan maximums ($50,000 to $2,000,000) and access to over 17,000 providers when you need treatment outside the U.S. There is no Coinsurance for treatment received outside the U.S. and Canada. In the U.S. ??and Canada the plan pays 90% of eligible expenses up to $5,000 then 100% up to the policy maximum when treatment is provided within the PPO Network and 80% outside the PPO Network. Benefit period of 6 months. On-line access to MyIMG 24 hours a day. World-Class Medical Benefits and International Emergency Care.
Below are the Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders.
Schedule of Benefits:
- The following are covered Up to the Maximum Limit:??Hospital Room and Board (for average semi-private room rate), Medical Expenses, Out-patient Medical Expenses, Local Ambulance, Intensive Care, Emergency Room Accident,??Emergency Room Illness with In-patient Admission, Prescription Drugs, Dental - Due to Accident.
- Emergency Room Illness without In-patient Admission - Up to Maximum Limit with additional $250 deductible, Dental - Sudden Pain - up to $100, Indemnity (for U.S. Citizen only) - up to $100 per night.
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