Life Insurance in India was completely nationalized in the year 1956 through the Life Insurance Corporation Act. It also includes a concept of insurance taking into consideration the expenditure on medical facilities.
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Health insurance in India is the insurance to compensate for recovering health loss and bodily injury expenses. Just like a life insurance policy, a health insurance policy is an agreement of paying a monthly premium
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to ensure that one has enough money to bear expenses in case of some accident, bodily injury, disease and other relevant terms. The amount of health care cost to be provided by the insurance provider depends as
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specified in the agreement. Some of the benefits and coverage of a policy of health insurance in India are:
?????????????????????????? To compensate for medical expenses incurred due to hospitalization.
?????????????????????????? Coverage for pre-existing diseases as soon as possible.
?????????????????????????? Expenses of operations and surgeries.
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In India barely three percent of the total population is covered by some health insurance policy while the rest are not. The primary health care system in India characterizes basic health care facilities. Indian government
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