2/11/12

International Health Insurance A Must For Visiting Parents

A recent trend in the travel industry has been the large influx of travelers that are visiting their children in other countries. It is becoming increasingly common to study abroad, work abroad, and even permanently take up residence abroad. Parents wanting to see their children (and grandchildren) will gladly spend the time and money to visit their family in another country.

But what happens if those parents require hospitalization while visiting their children in another country?

Most assume that their domestic insurance will cover such expenses in the case of emergency. In addition to being false, this assumption occasionally proves to be costly. Travelers must purchase visitors health insurance in order to avoid costly medical bills, should medical care become necessary. Personal, domestic health insurance will not cover such events.

If you travel uninsured you are taking a huge risk! Something as simple as tripping and breaking an arm would result in extremely costly medical bills if incurred while traveling abroad. Most are unaware of the actual cost of medical care, since most medical expenses are covered by insurance. But when you travel outside of your native country, your domestic health insurance is virtually useless and you are responsible for paying for the entire cost of medical care. An illness or accident during a trip could potentially cause the traveling family member to return home with a burdensome amount of medical debt!

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