Panama Medical Insurance

Medical insurance in Panama is offered by insurance brokers much like in the U.S. They basically offer two types of insurance and under these two types fall a variety of companies and benefit packages.





You can buy a) hospital or catastrophic insurance via international companies, b) you can subscribe to a particular hospital’s private plan. If you have a pre-existent medical condition you will most likely be able to get coverage that excludes the pre-existent condition.





MSA (medical savings accounts) are common proto call in the Panamanian banking industry.





Another idea is to self-insure since health care is so inexpensive and excellent. You can bypass most U.S. proto call in Panama. For instance, in order to be able to have a blood test in most U.S. states a physician must write you a prescription to take to the lab for your blood work. In Panama if you want to walk into a lab and have your levels tests for you can do so without first having to see a physician and pay an office call fee, then take the results to your doctor to read. Ever gone to get a refill on your ‘etrogene’ or some other maintenance prescription just to find out you don’t have any refills left and will have to obtain an appointment with the doctor to have a refill written? In Panama this is much, much less likely to happen.