Therefore, it is important to secure your teeth with insurance. In India however people are still to realise the importance of such a health care plan for their teeth.
In Western countries there is a separate insurance known as Dental insurance that can be availed individually. However, in India you can get comprehensive medical insurance which includes provision for dental care.
Dental insurance plans in India are principally of two types.
?? Dental insurance plan of the stand-alone type:
This type of plan has coverage for expenses arising out of general dental problems such as extraction of permanent teeth decayed due to caries. In this plan, the expenses to be reimbursed and the period of such cover is fixed. Generally, manufacturers of popular dental products provide such plans in collaboration with insurance companies.
?? Dental insurance as part of a plan for health coverage:
Here, the coverage for dental ailments forms a part of the health coverage plan. These plans could be a comprehensive health insurance policy or a student medical policy. Through this plan, you can prefer a claim for dental treatment along with claims for treatment of other ailments.
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